Checking Account Fees |
Per Item |
|
Overdraft Charge |
$20.00 per each overdraft item paid |
|
Insufficient Funds
Return Item |
$20.00 for each overdrawn item returned |
|
Daily Overdraft Fee |
$1.00 per day starting with day 4 |
|
Stop Payment Order |
$15.00 |
|
Verbal Stop payment requests will be good for 14 days |
Written Stop payment requests will be good for 180 days |
Check Printing |
Fee depends on style of check ordered |
Temporary Checks |
$0.25 each |
Savings
and Money Market Account Fees |
Per Item |
|
Excess Withdrawal
Fee
|
$2.00 (if
in excess of 6 per month) |
SHAZAM Fees |
|
|
SHAZAM ® BRELLA ™ P2P (person to person) Funds Transfer Fee |
$1.50 |
|
SHAZAM ® Chek Card ATM Transactions - Farmers State ATM |
No Charge |
|
SHAZAM ® Chek Card ATM Transactions - foreign ATM |
$1.00 per withdrawal |
|
SHAZAM® Chek Card PIN Replacement |
$5.00 |
|
Service Fees (applicable to all accounts) |
Per Item |
|
Account Activity Printout |
No Charge |
|
Account Balancing Assistance |
$25.00 per hour |
|
Account Research - 1 hour minimum |
$25.00 per hour |
|
Account Statement on CD ROM |
$15.00 account statement for 12 consecutive months on CD ROM (This charge is per account number) |
|
Special Statement Cutoff |
$5.00 per account statement requested |
|
Copy of Imaged Statement |
$5.00 per account statement |
|
Copy of Imaged Items |
$2.00 per item |
|
Deposited Checks Returned Unpaid |
$10.00 per check returned unpaid |
|
Dormant Account Fee |
$5.00 per month |
|
An account is dormant if for three years:
- There have been no deposits or withdrawals to/from the account
- There has been no communication about the account
- There has been no communication about any account
- Account statements have been returned for an incorrect address
|
Transfers / Balance
Inquiries |
No Charge |
|
Automatic In-house
transfers |
No Charge |
|
Cashiers Checks |
$4.00 |
|
Personal Money
Orders |
$2.00 |
|
Stop Payment Order
on Personal Money Orders |
$15.00 |
|
Verbal Stop payment requests will be good for 14 days |
Written Stop payment requests will be good for 180 days |
Garnishment or Levies |
$15.00 (or rate allowed per levy instructions whichever is less) |
|
Item Collection
Fee |
$10.00 |
|
Photostatic Copies |
$0.10 per page |
|
Fax Service: |
Customer (Long Distance Fax Calls) |
$1.00 per page |
|
Non-Customer (All) |
$1.00 per page |
Credit Report: |
Basic |
Actual Cost Varies |
|
|
Mortgage |
Actual Cost Varies |
|
Microfilm Copies |
$10.00 per item |
Inactive Account
Fee |
$4.00 per month
(if under $100 and 3 months inactivity) |
Purchase Government
Securities
|
$150.00 |
|
|
Customer |
Non-Customer |
Check Cashing |
No Charge |
1% of check - $3 minimum |
Wire Transfer: |
Incoming |
$5.00 |
$10.00* |
*Farmers State Bank does not normally process incoming wires for non customers |
|
Outgoing |
$15.00 |
$20.00* |
*Farmers State Bank does not normally process outgoing wires for non customers |
Notary Services |
No Charge |
$5.00 |
Safety Deposit
Box Rent: |
Fee Depends on Box Size |
(Rent due April 1st of each year) |
|
Safety Deposit
Box Drilling Fee |
$150.00 |
|
|
|
Private Contract Escrow Contract
Services: |
Set-up Fee |
$95.00 |
|
Payment Fee |
$5.00 per payment |