Farmers State Bank of Phillipsburg

Farmers State Bank

PERSONAL SAVINGS

To open your account you must deposit $10.00.

The balance in your account may never be less than $0.00.

Interest will be compounded on a semi-annual basis.

Interest will be credited to your account on a semi-annual basis.

We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

You may make 6 preauthorized withdrawals from your account per month (to another account of the depositor at the same bank or to a third party). Of these six transfers, no more than three may be made by check or draft.

Contact a Farmers State Bank representative at (888) 879-2183 or email us for more detailed information on personal savings accounts.

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