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Farmers State Bank
RESIDENTIAL REAL ESTATE LOANS
Whether
you are buying your first home, building a dream retirement home,
or refinancing your existing one, we have the information and solutions
you need to make a sound home financing decision. Check rates, perform
calculations, gather information, and even apply for a loan when
you want and where you want, all at your convenience.
- Home Purchase
- Home Equity (2nd Mortgage)
- Home Improvement
- Home Construction
Conventional Loans
We have many products to choose from:
- Up to 90% Loan-to-Value (private mortgage insurance may be
required)
- Balloon loans with as little as 20% down
payment
- Second home purchase with as little as 20%
down payment
- Construction and Lot Loans
A variety of loans with optional features provide
a perfect fit regardless of your needs:
- One-time "construction to permanent"
closings available
- Interim construction loans with permanent
financing available
- Lot loans with loan to value ratios up to
75% of purchase price
Pre-Approved Loans
Give the real estate purchaser added bargaining clout in the negotiations
by obtaining their mortgage credit approval before signing the sales
contract. The only cost incurred is for a credit report.
Non-Traditional Financing
For those individuals with less than perfect credit, we offer
several different financing programs at competitive rates. We also
offer special loan programs for people that meet certain income
requirements.
Click here for our loan
rates information.
Contact a Farmers State Bank representative
at (888) 879-2183 or email
us for more detailed information on Real Estate loans.
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